Affordable Dental Care For Seniors

If you have dental problems now, schedule an exam with your dentist that includes cleaning and X-rays. As part of the exam, you can ask for a written treatment plan from your dentist that covers your treatment costs and the treatment options available to keep you healthy.

Even if you do not have problems, annual exams, cleaning and X-rays can save you money, as they help identify problems before they become more complicated - and more expensive - to treat.

Treatment Options at Low Cost
If high costs are an obstacle to getting treatment for dental problems, you still have options available to you.

Consider alternative medicine and financing. For many problems, there are several treatment options. Ask your dentist about this option. Many dentists offer payment plans and reduce prices based on need.
Look for your county's public health department. Many countries have dental clinics that provide adult care at a low cost.
Visit a community clinic. Many communities offer local programs with free or reduced dental care. Contact your Social Services office for more information. You can also contact United Way by calling a phone number or by visiting the United Way site.
Visit the dental school. Many dental schools often offer excellent care at low cost, if any in your area. Be prepared for longer appointments and be aware that it may take several visits to get the job done. Use our Find Care tool and check the box next to "Dental School" to find options near you. You can also find a dental health school that offers X-rays and cleaning.
Find out if you are eligible to receive donated dental services. This national program of volunteer dentists helps care for patients in need, but availability is limited. You also need to meet certain requirements. Visit the Dental Lifeline Network to learn more.
Take advantage of Veteran's benefits. If you are a Veteran, you may be eligible for dental benefits through the Veterans Affairs Department (VA). See our article for more information.
Consider dental services as medical expenses incurred. If you or a loved one lives in a nursing home, you can include dental care as medical expenses incurred, which may make payments easier.
About Medicare & Dental Coverage
Did you know that Medicare does not cover non-emergency dental care? This means most seniors have to rely on a Medicare Advantage plan or private insurance to get coverage.

Having dental coverage is not the best option for everyone. If you are considering private insurance, check out available discounts and Medicare Dental Advantage plans in your area to see if they are affordable. Pay close attention - many plans will not cover enough care to justify what you pay in annual premiums. This plan may also require a wait time before you can receive any coverage.

Also know that his plan can limit your dentist's choice. When shopping for insurance, talk to your dentist about the plans they receive so you will not be surprised.